PCP - Personal Contract Purchase

Personal Contract Purchase, or PCP for short, was designed for those people who want to change their cars on a regular basis, and ideally suited for people who are opting out of their company car schemes. With PCP, part of the value of the vehicle is deferred until the end of the agreement and is taken as a guaranteed future value. At the end of the term you have three options:-

Option 1: Pay the guaranteed future value of the car and then you own the vehicle in full.

Option 2: Take your vehicle and use it as part exchange against your next vehicle at any garage.

Option 3: You can hand the vehicle back to your finance company, and that would be full and final payment.
 

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